Open Wallet is an omni-channel solution for hosting both consumer and agent based mobile money accounts
Features
Comprehensive Wallet Management System features include
Transaction Agnostic
Support multiple transactions like wallet to core banking, bill payments, QR, POS payments etc
Intuitive Monitoring
Monitoring of transaction messages with latency and turn around statistics
Flexible
Offers a back office for business wallets, customer wallet management, and onboarding in bulk
Ledger
A separate GL module is also available for managing the general ledger of all financial transactions
Benefits
OpenWallet provides a unique range of benefits
Multi-purpose
Can be used by individuals or businesses.
Multi-Transaction Support
Supports multiple transactions, including cash in, cash out, transfers from bank accounts to mobile wallets (and vice versa), third party transfers, bill payments, merchant payments, and send money in bulk for salary disbursements, amongst others.
Validation
Clearly designed KYC attributes, for CNIC, card number, gender etc. KYC Sets can be made to group KYC attributes together to determine the KYC attributes required for a specific account holder.
Limit Management
Limits can also be set with ease, for example: Transaction Amount Limits, Account Movement Limits etc.
Fee Management
Our solution has a flexible product definition, including definition of taxes and fees for different transactions